Two Government advisory councils have come together to warn that Ireland must act to avoid massive financial costs from missing its 2030 climate targets.

In a joint report, the Irish Fiscal Advisory Council and the Climate Change Advisory Council described the potential costs as “staggering”.

It could require having to pay between €8 billion and €26bn to other European Union member states if climate action is not stepped up swiftly.

READ MORE: https://www.rte.ie/news/2025/0304/1500019-climate-report/

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Creating a classic homemade lasagne involves layering rich meat sauce, creamy béchamel, and tender pasta, resulting in a comforting and delicious dish. Here’s a step-by-step guide to preparing this Italian favourite.

Ingredients

For the meat sauce:

• 2 tablespoons olive oil
• 1 onion, finely chopped
• 2 cloves garlic, minced
• 500g minced beef
• 100g pancetta or bacon lardons
• 2 carrots, diced
• 2 celery sticks, diced
• 2 tablespoons tomato purée
• 400g tin chopped tomatoes
• 150ml red wine
• 2 teaspoons dried oregano
• Salt and freshly ground black pepper, to taste

For the béchamel sauce:

• 50g butter
• 50g plain flour
• 600ml whole milk
• A pinch of grated nutmeg
• Salt and freshly ground black pepper, to taste

For assembly:

• 250g dried lasagne sheets
• 200g mozzarella cheese, grated
• 50g Parmesan cheese, grated

Instructions

1. Prepare the meat sauce:
   • Heat olive oil in a large saucepan over medium heat. Sauté the onion and garlic until softened.
   • Add pancetta and cook until it begins to crisp.
   • Stir in minced beef, cooking until browned.
   • Incorporate carrots and celery; cook for a few minutes until softened.
   • Mix in tomato purée, cooking for another minute.
   • Pour in red wine, allowing it to reduce slightly.
   • Add chopped tomatoes and oregano. Season with salt and pepper.
   • Let the sauce simmer gently for at least 45 minutes, allowing flavours to meld.
2. Prepare the béchamel sauce:
   • Melt butter in a saucepan over medium heat. Stir in flour, cooking for 1-2 minutes to form a roux.
   • Gradually whisk in milk, ensuring a smooth consistency.
   • Bring to a gentle boil, stirring continuously until thickened.
   • Season with nutmeg, salt, and pepper.
3. Assemble the lasagne:
   • Preheat oven to 180°C (160°C fan)/350°F/gas mark 4.
   • In a baking dish, spread a thin layer of meat sauce.
   • Cover with lasagne sheets.
   • Spoon over some béchamel sauce, then sprinkle with mozzarella.
   • Repeat layers (meat sauce, pasta, béchamel, mozzarella) until ingredients are used, finishing with a layer of béchamel and remaining mozzarella.
   • Sprinkle Parmesan on top.
4. Bake:
   • Cover the dish with foil and bake for 25 minutes.
   • Remove foil and bake for an additional 20 minutes, or until golden and bubbling.
   • Let the lasagne rest for 5-10 minutes before serving.

For additional tips and variations, you might explore these resources:

• dontgobaconmyheart.co.uk
• theenglishkitchen.co
• triedandloved.com

These guides offer insights into perfecting your lasagne, from ingredient selection to layering techniques.

Enjoy your homemade lasagne!

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Ireland’s vibrant arts and culture scene continues to flourish in 2025, offering visitors and locals alike an array of immersive experiences. From world-class festivals to historic cultural landmarks and contemporary art exhibitions, Ireland is a haven for creativity and heritage. Here are the best arts and culture experiences to explore across the country this year.

1. Galway International Arts Festival (July 15-28, 2025)

Galway remains the beating heart of Ireland’s arts scene, and its annual Galway International Arts Festival is a must-visit. Expect an eclectic mix of theatre, visual arts, music, and street performances. This year, the festival features internationally renowned artists, large-scale installations, and thought-provoking talks from leading creatives.

2. Dublin Theatre Festival (September 26 – October 13, 2025)

For theatre lovers, the Dublin Theatre Festival is the pinnacle of dramatic excellence. Showcasing new Irish plays, international productions, and innovative performances, it continues to push artistic boundaries. Venues like the Abbey Theatre and the Gate Theatre will host a variety of shows ranging from avant-garde experimental pieces to classic Irish storytelling.

3. Cork Midsummer Festival (June 14-30, 2025)

The Cork Midsummer Festival transforms the city into an open-air cultural playground with performances spanning theatre, dance, music, and visual arts. This year’s highlights include site-specific performances in unique locations across Cork, as well as international collaborations that bring fresh artistic perspectives to the city.

4. The Cliffs of Moher and Traditional Irish Music in Doolin

For a cultural experience steeped in tradition, visit Doolin, the home of Irish traditional music. After exploring the stunning Cliffs of Moher, immerse yourself in an evening of live music at Gus O’Connor’s Pub, where local musicians gather for authentic and impromptu sessions.

5. IMMA (Irish Museum of Modern Art), Dublin

Art lovers will find inspiration at the Irish Museum of Modern Art (IMMA) in Dublin. In 2025, IMMA hosts groundbreaking exhibitions from leading contemporary artists, featuring installations, digital art, and new media pieces that challenge perspectives and push artistic boundaries.

6. Belfast International Arts Festival (October 10-27, 2025)

Belfast’s rich artistic culture is on full display at the Belfast International Arts Festival. With a mix of opera, dance, literature, and visual arts, this festival embraces the best of local and international talent. This year, expect large-scale public installations and politically charged theatre pieces reflecting contemporary issues.

7. Kilkenny Arts Festival (August 8-18, 2025)

Set against the medieval charm of Kilkenny, this festival brings together poets, painters, musicians, and performers for ten days of cultural celebration. The Kilkenny Arts Festival features everything from intimate poetry readings to orchestral concerts and immersive art experiences.

8. The Wexford Opera Festival (October 22 – November 2, 2025)

Opera enthusiasts should not miss the world-renowned Wexford Opera Festival, which showcases rarely performed operas and rising stars in the classical music world. The 2025 season promises stunning productions in the beautifully restored National Opera House.

9. The Derry Halloween Festival (October 25-31, 2025)

For a unique blend of history, myth, and creativity, the Derry Halloween Festival is an unforgettable experience. Recognized as one of the world’s best Halloween celebrations, this event combines folklore, theatre, and cutting-edge visual effects to create a spectacular celebration of Ireland’s Celtic heritage.

10. Limerick’s Urban Art Scene

Limerick has emerged as a hub for street art and urban culture. The city’s growing reputation for large-scale murals and underground art movements makes it an exciting destination for contemporary culture lovers. The Draw Out Urban Arts Festival continues to bring international and local artists together to transform the city’s streets into vibrant canvases.

Final Thoughts

Ireland in 2025 offers a cultural journey that spans centuries of tradition and the cutting edge of contemporary art. Whether you’re drawn to live theatre, classical opera, street art, or traditional music, there is something to inspire every art lover. Plan your trip around these unmissable events and experience the best of Ireland’s artistic and cultural richness.

The post The Best Arts and Culture Experiences in Ireland in 2025 appeared first on IrelandPage.com.

With the growing number of travel options and post-pandemic wanderlust, Irish travelers are once again exploring the world in 2025. Whether looking for a beach escape, a cultural adventure, or a nature-filled getaway, here are some of the top holiday destinations for Irish people this year.

1. Portugal – Algarve & Lisbon

Why go? Portugal has been a long-time favorite for Irish holidaymakers, and it remains a top choice for 2025. The Algarve, with its stunning beaches, charming towns, and clear waters, is ideal for a sun-soaked escape. Lisbon, the country’s capital, is perfect for those who crave culture, food, and history. Portugal’s affordability, warm climate, and friendly locals continue to make it an attractive destination for Irish travelers.

• Highlights: Praia da Rocha, Lagos, Sintra, Belem Tower, Pasteis de Nata.
• Best for: Families, couples, solo travelers.

2. Italy – Amalfi Coast & Rome

Why go? Italy remains one of the top destinations for Irish travelers, especially for those seeking a mix of culture, history, and stunning landscapes. The Amalfi Coast’s dramatic cliffs and picturesque villages offer an idyllic Mediterranean escape, while Rome’s timeless monuments, including the Colosseum, the Vatican, and the Trevi Fountain, make it a must-visit for history enthusiasts.

• Highlights: Positano, Pompeii, Vatican City, Colosseum, Trastevere.
• Best for: Culture seekers, food lovers, couples.

3. Spain – Costa Brava & Barcelona

Why go? Spain’s proximity to Ireland, along with its rich culture, lively cities, and sunny beaches, keeps it a perennial favorite. The Costa Brava, located along the northeastern coast, is perfect for beach lovers looking for a quieter alternative to more popular regions. Meanwhile, Barcelona remains a vibrant destination with its stunning architecture, including Gaudí’s Sagrada Familia, and its vibrant arts scene.

• Highlights: Costa Brava beaches, La Rambla, Park Guell, Barceloneta beach, Montserrat.
• Best for: Beach lovers, architecture enthusiasts, city explorers.

4. France – Paris & Provence

Why go? France offers something for every type of traveler, and Irish people continue to flock to its cities and countryside. Paris, with its unparalleled museums, shopping, and romance, is a perennial favorite. For a more tranquil escape, Provence’s lavender fields, vineyards, and charming villages offer an idyllic retreat. France’s food culture, ranging from croissants in Paris to fresh seafood in coastal towns, is a major draw.

• Highlights: Eiffel Tower, Notre-Dame, lavender fields, wine tours, Mediterranean coast.
• Best for: Romantic getaways, foodies, culture lovers.

5. Croatia – Dubrovnik & Split

Why go? Croatia has rapidly become one of Europe’s most popular travel destinations, with its dramatic coastline, medieval cities, and crystal-clear waters. Dubrovnik, also known as the “Pearl of the Adriatic,” offers a beautiful mix of ancient history and modern luxury. Split, with its Roman ruins and vibrant nightlife, is ideal for those seeking a more laid-back yet equally stunning coastal experience.

• Highlights: Old Town Dubrovnik, Diocletian’s Palace, Hvar Island, Plitvice Lakes.
• Best for: History buffs, beach lovers, adventurers.

6. Greece – Santorini & Crete

Why go? The Greek Islands are a favorite for Irish travelers, and destinations like Santorini and Crete continue to allure with their stunning landscapes, rich history, and incredible food. Santorini’s iconic white-washed buildings with blue domes overlooking the sea offer one of the most picturesque settings in Europe. Crete, the largest Greek island, is known for its diverse landscapes, from beautiful beaches to mountainous terrain and ancient ruins.

• Highlights: Santorini sunsets, Palace of Knossos, Elafonissi Beach, Mediterranean cuisine.
• Best for: Beach lovers, history seekers, honeymooners.

7. United States – New York & Florida

Why go? For Irish travelers seeking a mix of city excitement and tropical relaxation, the United States remains a top destination. New York City’s bright lights, Broadway shows, and iconic landmarks like the Statue of Liberty and Central Park continue to make it a go-to destination. For those seeking sun and fun, Florida’s beaches, theme parks, and diverse wildlife offer something for everyone, from families to thrill-seekers.

• Highlights: Times Square, Miami Beach, Disney World, Key West, Grand Canyon.
• Best for: Families, urban explorers, theme park enthusiasts.

8. Thailand – Phuket & Bangkok

Why go? Thailand’s tropical beauty, vibrant culture, and affordable travel options make it a top long-haul destination for Irish travelers. Phuket, with its beautiful beaches, clear waters, and lively nightlife, is perfect for those looking for a tropical getaway. Bangkok, the capital, offers a rich cultural experience, from the Grand Palace to bustling street markets and vibrant nightlife.

• Highlights: Patong Beach, Ayutthaya ruins, Wat Arun, Thai street food.
• Best for: Adventure seekers, beach lovers, foodies.

9. Iceland – Reykjavik & The Golden Circle

Why go? For those seeking a nature-focused vacation, Iceland is a top choice in 2025. Its otherworldly landscapes, including geysers, waterfalls, and volcanoes, create the perfect backdrop for an adventurous escape. Reykjavik, the capital, offers vibrant culture, while the Golden Circle – a route that takes you through some of Iceland’s most famous natural wonders – is a must-see for nature lovers.

• Highlights: Blue Lagoon, Golden Circle, Northern Lights, Geysir, waterfalls.
• Best for: Nature lovers, adventure seekers, photographers.

10. Turkey – Istanbul & Cappadocia

Why go? Turkey’s unique blend of history, culture, and natural beauty continues to attract Irish visitors. Istanbul, where East meets West, is home to stunning mosques, vibrant markets, and a rich cultural heritage. For a more tranquil experience, Cappadocia’s surreal landscapes, with its famous hot air balloon rides, offer an unforgettable adventure.

• Highlights: Hagia Sophia, Grand Bazaar, Blue Mosque, Cappadocia, hot air balloon rides.
• Best for: Culture enthusiasts, adventurers, history buffs.

Conclusion

Whether you’re looking to explore the culture-rich streets of European capitals, relax on pristine beaches, or immerse yourself in nature, 2025 offers endless possibilities for Irish travelers. With direct flights to most of these destinations, affordability, and an ever-growing variety of experiences, it’s easier than ever to plan your next holiday. Whatever your ideal vacation might look like, there’s no shortage of incredible places waiting to be explored by Irish travelers this year.

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Managing personal finances is crucial for everyone, regardless of where you live. In Ireland, where the cost of living is steadily rising, understanding how to properly budget, save, and invest can be key to achieving long-term financial stability. Here’s a guide to help Irish individuals navigate their personal finances and make informed decisions about their money.

1. Understand Your Income and Expenses

The first step in managing your finances is to have a clear picture of your income and expenses. Knowing exactly how much you earn and how much you spend on a monthly basis is crucial to building a budget.

Income

In Ireland, most people are employed full-time, but there are also many freelancers and self-employed individuals. Your gross income includes your salary before taxes, but it’s your net income (the amount after tax) that really matters for budgeting.

Tax System in Ireland: Ireland uses a progressive tax system, with the following tax rates:

• 20% on income up to €36,800 for single individuals (as of 2025).
• 40% on income over €36,800.

Additionally, there are various tax credits available, such as the Single Person Tax Credit, Married Couple Tax Credit, and more. Understanding your tax credits and the effect they have on your take-home pay is essential.

Expenses

Your expenses are what you spend on daily, monthly, or yearly needs. These include:

• Rent or mortgage payments
• Utilities (electricity, heating, internet)
• Food and groceries
• Insurance (health, home, car)
• Loan repayments (if any)
• Transportation (fuel, car insurance, or public transport costs)

By reviewing your expenses regularly, you can identify areas where you can cut back and save money.

2. Budgeting: The Key to Financial Success

Budgeting is one of the most effective tools for managing your personal finances. It allows you to track your income, expenses, and savings. A budget will help you allocate money to essential categories and control unnecessary spending.

The 50/30/20 Rule:

A simple budgeting approach is the 50/30/20 rule:

• 50% of your income should go to essentials (housing, utilities, groceries).
• 30% of your income should be for discretionary spending (entertainment, dining out, shopping).
• 20% of your income should be saved or invested for future goals (retirement, emergencies).

By sticking to this basic guideline, you can maintain a balanced financial life while still ensuring you’re putting money aside for future needs.

3. Building an Emergency Fund

Life is full of uncertainties, and having an emergency fund is essential to ensure you’re financially protected. An emergency fund can cover unexpected expenses, such as medical bills, car repairs, or job loss, without causing a financial crisis.

How Much Should You Save?

Financial experts recommend setting aside at least 3 to 6 months’ worth of living expenses in an emergency fund. This can help you stay afloat in case of a sudden event. For example, if your monthly expenses are €2,000, aim for an emergency fund between €6,000 and €12,000.

To start, save a portion of your monthly income into a separate savings account until you reach your goal. Having your emergency fund in a liquid, easily accessible account (like a savings account) will make it easier to use when needed.

4. Managing Debt

Debt can be a major stressor in personal finances. In Ireland, people often face mortgage debt, car loans, and credit card debt. While some debt (like mortgages) is often necessary, high-interest debt (like credit cards) can be problematic.

Paying Off Debt:

Here are a few tips for managing and reducing debt:

• Pay off high-interest debt first: If you have credit card debt, focus on paying it off quickly because of the high interest rates associated with credit cards.
• Consolidate your debt: If you have multiple debts, you may want to consider consolidating them into a single loan with a lower interest rate.
• Stick to a repayment plan: Setting up a regular repayment plan can help ensure you make consistent progress towards clearing your debts.

Debt to Avoid:

• High-interest personal loans: If possible, avoid personal loans with high-interest rates. Always compare different loan options to ensure you are getting the best deal.
• Overuse of credit cards: While credit cards offer convenience, they can be dangerous if not used responsibly. Try to pay off your full balance every month to avoid interest charges.

5. Saving for Retirement

Planning for retirement might seem far off, but starting early can significantly improve your financial future. The Irish government provides a public pension (State Pension), but it may not be enough to live comfortably in retirement, especially as life expectancy increases.

Private Pension Plans:

Consider contributing to a private pension plan through your employer or setting up an individual retirement account (IRA). Employers often provide pension plans, and contributing to these plans can reduce your taxable income.

• Auto-enrollment: Ireland is set to introduce an automatic enrollment system, where employers will automatically enroll workers into a pension scheme starting in 2024. Workers can choose to opt-out, but this will encourage more people to save for their future.

Personal Savings:

In addition to pensions, consider putting money into an investment account, such as a mutual fund or stocks, which can grow over time. Start with small contributions and gradually increase them as your income grows.

6. Investing Wisely

Investing is one of the best ways to grow your wealth over time. While it carries some risks, it can offer substantial returns compared to traditional savings accounts. Common investment options in Ireland include:

• Stocks and shares: Investing in individual companies or funds.
• Real estate: Buying property in Ireland has historically been a strong long-term investment, especially in cities like Dublin, Cork, and Galway.
• ETFs and Mutual Funds: These are more diversified investment options, which reduce the risk compared to investing in individual stocks.

Before investing, make sure you fully understand your risk tolerance, and consider speaking to a financial advisor for guidance.

7. Tax Efficiency: Maximize Your Income

Ireland has a favorable tax regime, but understanding how to minimize your tax liability is essential for managing your finances effectively. Here are a few ways to ensure you’re tax-efficient:

• Claim tax credits: Make sure you’re claiming all eligible tax credits, including tax credits for medical expenses, tuition fees, and work-related expenses.
• Utilize tax-free savings options: The government offers certain tax incentives for retirement savings (e.g., pension contributions) and savings schemes like the “Help-to-Buy” scheme for first-time homebuyers.
• Capital gains tax (CGT): If you sell assets like property or shares for a profit, you’ll likely need to pay CGT. Be aware of exemptions, such as the exemption on the sale of your principal residence under certain conditions.

8. Protecting Your Finances with Insurance

Insurance is an essential part of any financial plan. It provides a safety net in case of unexpected events, such as accidents, illness, or death. Some key types of insurance to consider include:

• Health insurance: Private health insurance helps cover medical expenses not covered by the public healthcare system (HSE).
• Life insurance: This ensures that your dependents are financially protected if something were to happen to you.
• Home and car insurance: Essential for protecting your assets.

Conclusion

Personal finance is all about making smart decisions, planning for the future, and protecting yourself against financial uncertainty. By following these steps—understanding your income and expenses, creating a budget, saving for emergencies, paying down debt, investing for the future, and maximizing your tax efficiency—you can set yourself up for long-term financial success in Ireland.

Remember, it’s never too early to start taking control of your finances. Even small changes can lead to big rewards down the road.

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